The purpose of online security is to prevent unauthorized access to sensitive information, passwords in particular. Some banks and organizations use One Time Password (OTP). By creating a new password for every online session conducted, OTP hopes that the risk of the password being captured can be greatly reduced.

However, the vulnerability of the OTP solution has already been exposed in 2005.


A superior and proven alternative, Public Key Infrastructure (PKI), is available and widely used in Hong Kong. PKI employs the use of digital certificates to electronically sign the content of a message and has much richer functionalities, including:

  1. Encryption
  2. Authentication of the content of the message
  3. Proof of the identity of the message sender


In contrast with OTP, under a PKI solution, as the key used by the sender cannot be captured by the hacker, the hacker cannot replace the content of a message with a bogus one, and equally important, cannot pretend to be the sender.


Tradelink through its wholly-owned subsidiary Digi-Sign has been providing PKI-based security solution to more than 50,000 customers for their connection to Hong Kong Government. Since 2001, Digi-Sign has acquired full recognition under the Electronic Transactions Ordinance.

  • Conformity with the Hong Kong Monetary Authority's instructions to strengthen online security
  • Existing proven solution that can be set up quickly and conveniently
  • Cost-effective, user-friendly and administratively simple
  • Can be customized to each individual institution's needs

To learn more about how Digi-Sign can provide you with total online security, please contact Mr. Andrew Cheng, Chief Development Officer at 852 2599 1693.