Commercial Data Interchange (CDI)

Tradelink joins HKMA's CDI initiative as one of its pioneer participants to facilitate SME financing with proven customer success stories

What is CDI?

CDI Logo

Launched by the Hong Kong Monetary Authority as a key initiative of the "Fintech 2025" strategy, CDI is a next-generation financial data infrastructure that aims to enable more efficient financial intermediation in the banking system and enhance financial inclusion in Hong Kong. Instead of multiple one-to-one connections between banks and data providers, each bank and data provider will have a single connection to CDI that facilitates data sharing.

Tradelink's role in CDI

As the pioneer in providing Government Electronic Trading Services (GETS) since 1997, Tradelink is a dominant player in the GETS market with a massive base of customers in the trade and logistics industry in Hong Kong. Through Tradelink, customers submit import & export declarations to the Hong Kong Government in compliance with the relevant legislations in Hong Kong. Under the GETS licence granted by the Government, Tradelink is required to keep in custody customers' import & export declarations submitted up to 7 years. With the consent of data owner i.e. our customers provided via CDI, Tradelink, as a data provider, shares customer's import & export trade declaration data with the data consumer i.e. financial institutions for various uses, such as loan application.


Significance of trade declaration data

As required under the Laws of Hong Kong, import & export declarations are required to be lodged for all shipments imported into and exported out of Hong Kong within 14 days of shipment. As a statutory document, an import & export declaration lodged by our customers provides reliable reference information reflecting current performance of their businesses. Such information includes:

  • Goods imported / exported with quantity and values of trade
  • Trading country (importing / exporting country)
  • Trading partners
  • Years of import / export business




Success story

Helping local toy brand tackle cash flow problems and seize business opportunities

PAOB has leveraged alternative data provided by Tradelink to conduct credit assessments to speed up the loan application and approval process, leading to a more convenient and cost-effective experience facilitating our business growth.




Threezero is an original toy brand which designs, develops, manufactures and sells collectible figures throughout the world. To tap on new business opportunities, the company has to develop new products from time to time but research and development work requires a lot of investment. The company applied for funding but it took a long time for banks to process their application and as a result, the company were forced to delay some of their new development plans. With the consent from threezero, Tradelink shares their declaration data with PAOB to facilitate their loan approval process. With a shorter processing time and a lower interest rate, threezero was very satisfied with their CDI experience.

Learn more about the loan application exclusive offer jointly with PAOB arrow_circle_right